This week I’m hosting the Carnival of Financial Planning. This is a compilation of all the best articles from personal finance blogs over the past week, enjoy..
Debt Guru @ Debt Free Blog writes Prepaid Credit Cards: Are They Right For You? – Prepaid credit cards: Are they right for you? Once people understand why they are good, many people do decide to have one for various reasons. Read here.
Matt @ Budget Snob writes Late Payment: Who are the Worst Offenders? – According to The Times, Government bodies are amongst the very worst offenders when it comes to late payments in the UK.
Wayne @ Young Family Finance writes Let’s Go House Hunting – Or Not – Questions you need to ask yourself before shopping for a house.
Maria @ The Money Principle writes A Life of Routine: A Tidy Home Makes for a Tidy Mind – Do you live your life in the balance of achievement against worry? In this article we suggest three ways in which a tidy home makes for a tidy mind.
Kyle @ The Penny Hoarder writes 10 Strange Ways to Eat Out & Save a Bunch of Cash – Whether you want a fine dining restaurant experience, a fast healthy meal, or just want to get out of the house for a while, one or more of these tips will work for you…
Erastus @ Wise Dollar writes Three Simple Ways to Save Money – You don’t have to make drastic changes to your lifestyle in order to start saving money, just pay attention to the details in your day to day life and make smart decisions. So, I hereby share simple and smart ways to save money.
Amy @ Money Mishaps writes Financial Rules for your Life – Part 2 – There is absolutely no denying that money is a big part lives. It is the means to many important ends including security, opportunity, wish fulfillment and even philanthropy.
BUDGETING AND ECONOMICS
Ted Jenkin @ Your Smart Money Moves writes Five Ways Social Media Can Make You Money – There are still some people who are avoiding the whole game of social media. They don’t quite get Twitter or have no interest in Facebook.
Little House @ Little House in the Valley writes 7 Garden Designs for Small Outdoor Spaces – Consider one or all of these seven ideas to create thriving small-space gardens.
Joshua Rodriguez @ CNA Finance writes Financial Hardship Programs – The Ultimate Guide – In this post, Joshua shares a great deal of information about financial hardship programs. Could they be your key to debt freedom? Find out here!
Gretchen @ Retired by 40! writes What can Miranda Lambert Teach About Frugality? – During my commute one day I found inspiration in Miranda Lambert’s “Automatic.” Find out why it struck a chord and what it teaches about frugality.
Sam @ The New Business Blog writes Top 3 Challenges of Running a Small Business – Before leaving your day job to start your own small business, you should first understand the many challenges that you may face as an entrepreneur.
Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.
Emily @ Evolving Personal Finance writes A New Appreciation for Living Below Our Means – While budgeting to live solely off my husband’s income, I came to a new appreciation for our frugal ways. We live far enough below our means that our budget won’t be terribly impacted by me getting kicked out of grad school.
Mario @ Adventures in Frugal writes Ask the reader: What do you think of permanent long-term travel? – There are plenty of people who never stop traveling, working only the minimum to stay fed, housed, and entertained; what do you think of this life?
Bryan @ Gajizmo writes Back To School Shopping Tips – Something as simple as back to school shopping can teach your children the value of money, a budget, and basic personal finance tips. Learn how to take advantage of this opportunity and incorporate life lessons in your shopping trips.
Harry Campbell @ Your PF Pro writes Tripit Pro Review and How to Get a Free Subscription – Since I travel frequently for work and pleasure, it can be daunting trying to keep track of all my travel arrangements. Google Calendar can only go so far when you have flights, hotel reservations and more to deal with. And generally whenever I fly domestically on Southwest (which is most of the time) I make multiple reservations so that I can flex my schedule accordingly.
CAREER AND INCOME
Mr. 4HWD @ The Four Hour Work Day writes 3 Ways to Develop a Support System – When you’re working hard to develop a side hustle or business, or trying to make the leap from employment to entrepreneurship, you’re going to need a few shoulders to lean on from time to time. Managing a full-time job working for someone else while establishing your own side gigs is exhausting, and everyone needs a little help along the way.
Thomas @ i need money ASAP! writes Make Money Selling Glow Sticks – Selling glow sticks is an easy way to cash in on all the summer excitement.
Andrew @ Finance with Reason writes Will College Tuition Keep Rising? How to prepare for tuition inflation – Millennials’ experience should lead to careful scrutiny of the benefits of college, lower overall demand for general degrees, and lower tuition inflation.
Amanda @ My Life, I Guess… writes Ways to Supplement Your Income While Unemployed – I was recently laid-off – but between the amount of debt I’m currently in and an upcoming wedding, I can’t afford to sit around all summer. Instead I’ll be using this “time off” to make money in one way or another.
DEBT AND CREDIT
Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.
Richard Adams @ FrugalityMagazine.com writes What Are The Best UK Credit Cards For Bad Credit? – The problem with credit cards for people with low credit is that the interest rates tend to be obscene. Here we compare and contrast the top cards to see which really offers the best value.
INVESTING AND SAVING
CAPI @ Creating a Passive Income writes Got The Bill Paying Blues- What to Avoid When Paying Your Bills – Paying bills can be a stress inducer for many people. The main goal when addressing bill payments is to lighten up on the stress. Here’s what to avoid.
Dominique Brown @ YourFinancesSimplified writes How to Get Away Without Going Broke – Memorial Day is just a few weeks away, which means summer is just around the corner, and it’s time to formulate a plan for those vacation days.
Michelle @ The Shop My Closet Project writes Sallie Mae is Such A __ or Why Can I Not I Pay Extra On My Principle? – For the last couple of months I finally begun to really focus on how I will repay my student loans. I’ve spent a great deal of time in-between running around, working, and trying to catch up on my sleep, thinking about how to tackle this debt
Oscar @ Money is the Root writes Can your Personality Determine your Income? – Experts will tell you that, when it comes to earning money, the type of personality that you have definitely influences how much money you will earn, save and/or put towards retirement.
Lily @ Paying Debt Down writes Better Late Than Never: How to Avoid Late Fees at All Costs – Late fees are fun for no one but they are also very easily avoided.
Gretchen @ Retired by 40! writes **UPDATED: How Much Money to Retire by 40? – Nearly a year later, I revisit how much money it takes to Retire by 40 – and it’s less than you think!
RISK MANAGEMENT AND INSURANCE
SBB @ Simple Budget Blog writes Life Insurance For Seniors | Am I Too Old To Obtain Life Insurance? – Life insurance for seniors is available, and in more types than ever before. You can definitely purchase life insurance as a senior. You just need to understand some basics about the life insurance industry first. You need to know what makes life insurance companies tick.
Andrea @ So Over This writes Parents Need to Start Teaching Their Kids Financial Responsbility! – Believe it or not, you are personally responsible for every financial decision your children make throughout their entire lives!
Alexa @ Single Moms Income writes 5 Tough Lessons Learned From Starting an Online Business – Starting an online business is a popular topic in almost every niche.
Andrew @ Finance with Reason writes 3 Ways to Avoid Insurance Salesmen Who Will Sell You the Wrong Product – Many insurance salesmen focus on the art of selling much more than actually selecting the proper product for a client’s situation.
REAL ESTATE AND PROPERTY
Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.
Hadley @ Epic Finances writes Did some tech insiders dump their shares ahead of the slump in March? – In a move that has caused more than a bit of unease among many investors, insiders at some of the hottest private and publicly traded Internet companies got rid of substantial personal stock stakes before the March slump began.
Justin @ Edward Antrobus writes Low Income is Better than No Income: How to Climb Out of the Low Income Bracket – Nowadays low income brings up a negative image. It feels like a curse word to those that have to list it in their paperwork and feels like a scarlet letter.
RETIREMENT AND TAXATION
Charles @ Getting A Rich Life writes Find Your Financial Freedom Inspiration – Those who are inspired are more likely to stick with their path towards financial independence.