The challenge of constantly being able to make ends meet can be a real one. You may not have the income you want to live a life of luxury and simply getting by each month could be high on your priority list. The key to keeping more money in your pocket when you don’t make a fortune is knowing how to keep your living costs down. There are a number of things you can do that will ensure you pay less money for certain things. By knowing effective tips that you can put to work to live on less are certain to come in handy.