You have a growing family and you feel cramped living in the apartment that, not too long ago, fulfilled your needs. You realize that it’s time to move into a bigger place, but now you face the toughest decision of your life: do you continue to rent or do you take the plunge and buy a home of your own? There are many things to take into consideration prior to making your decision such as your accumulated debt, income and the cost of owning a home. [Read more…]
Moving is never easy. Moving can be a traumatic experience for people, especially considering how much they need to change. Even a move across town can be a major problem, especially as the person needs to acclimate to a new pattern. Making it worse is that moving can be expensive, and most of those costs can be cut with a little thought ahead of time. While there are a number of different options available, it is possible to save some serious money by using just a little strategizing and preparing for the move ahead of time. [Read more…]
Anyone who is a small business owner can attest to the fact that being able to work for yourself can open you up to an exciting and entirely different way of living. You get to make your own hours, make all critical decisions concerning your work, and pave your own career. Although working for yourself has various perks, being successful and productive doesn’t happen overnight. You have to see what works for you by trying on every possible scenario for size. Learn how you can get more done as a small business professional while also cutting your work hours by reading below. [Read more…]
Achieving a good work-life balance is one of the greatest challenges in the modern world. Many of today’s positions require employees to make sacrifices when it comes to their personal lives and their free time. If you want to avoid a stressful work environment and long, grueling hours at the office, consider pursuing one of these jobs to achieve a better work-life balance. [Read more…]
We often think of spending money as a choice, which is sometimes true—like in the case of travel, entertainment and other “wants.” Or, we at least think of unavoidable costs as predictable—while you’re not choosing to buy food or pay for housing, you know you’ll need to set aside a certain amount of money regularly to cover these “needs.” This allows you to plan ahead so you can purchase them, hopefully without having to accrue debt to do so.
But what about spending that’s both unavoidable and unpredictable? This intersection is where medical debt falls. It’s something you can’t necessarily plan for ahead of time, and the final bill also tends to be a mystery until you owe it. This makes medical debt scary for people with and without health insurance coverage, and understandably so. [Read more…]
When you’re building businesses, you need to understand how to value them. You may want to work your business long-term, or you may want to sell it while it is in its growth period. In this article, we are going to talk about three valuation methods for your business model that you need to know about.
Knowing the value of your business will help you understand where you are and where you are going. Using a business valuation calculator Australia will make it easier for you. Even if you use these calculators, the following information will help you understand how the process works and what it means to your business. [Read more…]
To be successful in your aspirations this year, decide what financial freedom means to you. It could mean getting out of debt or having enough money to retire early. Here are four ways to achieve financial freedom in 2019. [Read more…]
Every good general will tell you battles are more easily won when a proactive approach is taken. With this in mind, anticipating customer needs is a strategy every ecommerce merchant should employ. In the war for the hearts and minds of your customers, preemptive strikes will almost always gain you more traction. It’s one of the fastest ways to incite loyalty in customers. [Read more…]
Anyone who’s following developments in the fast-paced world of cryptocurrency is well aware that things are changing fast. Until a few years ago, most banks and governments saw bitcoin as (at best) a comical nuisance and (at worst) a threat to international law. In the past couple years, however, governments have either had to either adopt an uneasy truce with crypto or denounce it completely. Last year saw the value of bitcoin balloon to $20k per coin before dipping back down to $6k – bullish investors are currently looking towards a $10k coin price to split the difference and get things back on track. Crypto prices are still incredibly volatile, but at this point, it would be naïve to write blockchain technology off as a trend. For better or worse, crypto is here to stay.